Prosperity Home Mortgage
Jason RobinsonSr. Loan Officer · NMLS# 1008330 · (913) 687-7247
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Jason Robinson
Your Kansas City loan officer

Jason Robinson

Sr. Loan Officer · Prosperity Home Mortgage · NMLS# 1008330

I'm an 11-time President's Circle award winner and 8-time Scotsman Guide Top Originator, and I've spent more than 15 years in the mortgage business helping buyers on both sides of State Line.

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What's My Home Worth? General Info
Start your application in minutes, or call me at (913) 687-7247.
15+ yearsin the mortgage business
11×President's Circle
8×Scotsman Guide Top Originator
4.9 starsnearly 90 client reviews

My background in national lending gives me a deep toolbox. I've built a specialty working with wealth management clients whose income and assets need a closer look, and with families relocating to and from Kansas City. I'm licensed in Kansas and Missouri and offer conventional, FHA, VA, jumbo and renovation loans, plus down payment assistance for first-time buyers.

My clients point to fast answers, clear explanations and a low-stress process. For real estate agents, that means solid pre-approvals, steady updates and a lender who keeps the deal moving to the closing table.

Jason Robinson with his wife and three kids
Get to know me

Life outside the office

I grew up a bit of a rolling stone, bouncing around OK, MO, NE and AZ with stops in Kansas City, Osage Beach, St. Joseph, Omaha (twice), Lincoln and Phoenix. Kansas City won in the end, and it's where we came back to raise our family. Today we live in Olathe, and you can hear us cheering for the Olathe West Owls.

I've been married 24 years (my wife deserves most of the credit) and we have three kids, so our calendar is a color-coded map of volleyball, basketball and flag football. I spent years coaching youth sports, but these days you can find me in the stands with a lukewarm concession-stand coffee, trying my best to sit back and let the coach coach. On a free weekend, I'm with the Rotary Club of Johnson County Trailblazers, chasing a golf ball I probably sliced into the trees, or at Lake of the Ozarks with the family.

Before mortgages, I spent 10 years in nonprofit development. I loved meeting people and solving problems, and lending threw in the math. Turns out I like the math. Fun fact: I was a DJ in college. I still take requests, they just sound more like "Can we close by Friday?" Go Chiefs, Royals, Sporting KC and KU!

Jason Robinson and his wife
Union Station and the downtown Kansas City skyline from the Liberty Memorial lawn
Proud to call Kansas City homeUnion Station and the downtown skyline
Why work with me

A smoother path to the closing table

Stronger offers

I request a fully underwritten CompetitivEdge℠ approval on every application, so you shop with verified numbers and sellers take your offer seriously.

A program for nearly every buyer

Conventional, FHA, VA, jumbo and renovation loans, down payment assistance, and special financing tied to specific Kansas City neighborhoods.

Clear, steady communication

Side-by-side loan options up front, in-person meetings for first-time buyers, and regular updates for you and your agent until closing day.

Why Prosperity Home Mortgage

Backed by Berkshire HathawayPart of the HomeServices of America family, a Berkshire Hathaway affiliate.
Award-winning satisfactionRanked #1 in customer satisfaction among mortgage originators by J.D. Power (2024 U.S. Mortgage Origination Satisfaction Study).
In-house, start to finishRegional teams of processors, underwriters and closers keep decisions close to home.
National strength, local service500+ Mortgage Consultants lending in 49 jurisdictions, with me right here in Kansas City.

The CompetitivEdge℠ advantage

CompetitivEdge is Prosperity's program for buyers, sellers and agents. Instead of a standard pre-approval, eligible buyers shop with a fully underwritten loan commitment.

HomeSURE℠ Advantage1

An underwriter reviews your verified income, assets and credit before you shop, so your offer reads closer to a cash buyer's.

$30,000 On-Time Closing Guarantee2

If an eligible HomeSURE Advantage loan doesn't close on time, Prosperity pays:

$15,000to the seller
$15,000to the brokerage
Lock, Shop & Home3

Lock a rate for up to 90 days while you shop, or float and lock later.

REFIne Your Rate4

If rates drop, refinance with Prosperity within 3 years with no loan origination fee.

1 HomeSURE Advantage is not a final loan approval or a guarantee to lend. Final approval requires an acceptable appraisal and title commitment after an offer is accepted.
2 Available only on HomeSURE Advantage-designated conventional, FHA and VA loans with a written Commitment Letter issued before the sales contract is fully ratified. Not available on renovation, co-op, bond, grant or down payment assistance loans; jumbo at Prosperity's discretion. Appraisal must be approved at least 10 business days and loan conditions satisfied at least 3 business days before closing; loan must close by the Commitment Agreement's expiration date. Void if the contract is terminated, the settlement date is extended, the borrower's finances or loan terms materially change, or closing is delayed by emergencies or natural disasters. Limited to the transaction and property identified.
3 Not available on bond, jumbo or renovation loans; longer locks may carry additional fees. One float-down within 7 days of closing requires an upfront, non-refundable fee of 0.25% of the loan amount paid at initial lock.
4 Refinance must close within 36 months of the original closing, generally after 180 days, with a net tangible benefit. Lender credit capped per program terms. Program terms, dates and availability are subject to change; confirm current terms with your loan officer. Not all borrowers will qualify. This is not a commitment to lend.

Lending on both sides of State Line

Aerial view of Arrowhead Stadium in Kansas City, Missouri
Kansas City, Missouri
The Museum at Prairiefire in Overland Park, Kansas
Overland Park, Kansas
For Kansas City buyers and agents

Does this house qualify?

Type in any Kansas City address. We check it against USDA, Missouri and Kansas down payment programs, Chase Community Lending and more, right here on this page. Add household size and income to see which income-based programs fit.

Or click anywhere on the map below. Results are a starting point, not an approval.

USDA boundaries load live from USDA Rural Development. MHDC targeted tracts are from MHDC's 2023 federally targeted census tract list. Chase Community Lending tracts are from Chase's Correspondent CLP Lookup Tool as of October 2026.

Programs for this property
Enter an address to see results. You'll see which programs the location qualifies for, including USDA, MHDC and Chase Community Lending, plus programs available anywhere in Missouri and Kansas.

Loan programs

Every program here is one Jason works with. Income limits, price limits and terms change, so the final word always comes from a full review of the buyer's situation.

MOKSLocation-based

USDA Guaranteed

$0 down
  • Home must sit in a USDA-eligible area. Many KC suburbs and outer-ring towns qualify.
  • Household income up to 115% of the area median.
  • Primary residence only. First-time status not required.
MODown payment help

MHDC First Place

4% assistance
  • Down payment help equal to 4% of the loan, forgiven after 10 years in the home.
  • For first-time buyers and veterans, or any buyer in a targeted area.
  • 640 minimum credit score. Works with FHA, VA, USDA and conventional.
  • Income and price limits apply by county. PHM is a preferred MHDC lender.
KSDown payment help

Kansas First-Time Homebuyer

15–20% of price
  • 0% second mortgage, no monthly payment, forgiven after 10 years.
  • Household income at or below 80% of the area median.
  • Buyer puts in at least 1% of the price from their own funds.
  • Not available in Johnson County or inside Kansas City, KS city limits.
MOKSFHADown payment help

FHA Zero Down: Forgivable

$0 down
  • Covers the 3.5% FHA down payment with a second loan at 0% interest and no monthly payment.
  • Forgiven after 5 years if the home stays your primary residence and you don't fall 90+ days behind in the first 60 payments.
  • Sell, refinance or move out before year 5 and the full amount is due.
  • 640 minimum credit score (660 for manufactured homes).
  • No first-time buyer requirement and no income limit.
MOKSFHADown payment help

FHA Zero Down: Repayable

3.5% or 5%
  • Assistance of 3.5% or 5% of the price for down payment and closing costs.
  • Repaid as a second loan with a monthly payment on a 30-year schedule. The remaining balance is due in year 10.
  • 660 minimum credit score.
  • No first-time buyer requirement and no income limit.
MOKSLocation-based

Chase Community Lending

Neighborhood pricing
  • A conventional loan program for homes in Chase's designated Community Lending neighborhoods.
  • Eligibility is based on the property's address, not the buyer's income.
  • Benefits depend on the neighborhood's tier. Ask Jason what applies to the home you're looking at.
MOKSConventional

HomeReady and Home Possible

3% down
  • Conventional loans with reduced mortgage insurance.
  • Household income at or below 80% of the area median.
  • First-time status not required. Can pair with down payment assistance.
MOKSMilitary

VA

$0 down
  • For eligible veterans, active-duty service members and some surviving spouses.
  • No monthly mortgage insurance.
  • Veterans can also use MHDC First Place without being first-time buyers.
MOKSGovernment

FHA

3.5% down
  • Flexible credit guidelines for buyers rebuilding or just starting out.
  • Gift funds allowed for the down payment.
  • Pairs with MHDC First Place in Missouri.
MOKSLuxury

Jumbo

Over $832,750
  • For loan amounts above the 2026 conforming limit in the KC metro.
  • Options for buyers whose wealth sits in investment accounts rather than W-2 pay.
  • Jason works closely with wealth managers and financial advisors on structure.

For agents

Use this page on your listings and with your buyers. If a property qualifies for something, that's a selling point. If a buyer is close, it might be the program that gets them there.

Link straight to a listing

After you check an address, tap "Copy link to these results." The link opens this page with that property already checked, ready for your listing remarks, emails or texts.

Co-branded program flyers

Jason can put together a flyer for a listing that shows which programs it qualifies for, with your info right next to his.

Send buyers here first

Share this page with buyers who think they can't afford to buy yet. When they reach out, Jason keeps you in the loop.

Jason Robinson
Sr. Loan Officer | NMLS#: 1008330 Office: (913) 687-7247 Jason.Robinson@phmloans.com Jasonhomeloan.com 5000 W. 135th Street Leawood, KS 66224
Apply now What's My Home Worth? General Info Call or text Jason